At NRGTEK Construction, we know that building or buying a new home is one of the most significant investments you’ll ever make. That’s why it’s crucial to understand your rights and protections—especially when it comes to construction warranties in British Columbia.
Whether you’re building a custom home or buying new construction, the Homeowner Protection Act ensures you’re not left in the dark when it comes to warranty coverage. Here’s what every homeowner in BC needs to know.
What Is a Home Warranty in BC?
In BC, most new homes are protected by mandatory third-party home warranty insurance. This is commonly referred to as the 2-5-10 Warranty, and it’s one of the most comprehensive warranty programs in Canada.
What Does the 2-5-10 Warranty Cover?
Let’s break it down:
2-Year Coverage – Labour and Materials
- 12 months coverage for any defects in labour and materials.
- 15 months for defects in common property (strata homes).
- 24 months for:
- Defects related to plumbing, electrical, and HVAC systems.
- Exterior cladding, caulking, windows, and doors may lead to building envelope failure.
5-Year Coverage – Building Envelope
- Protection against water penetration and other issues that could affect the exterior of your home (e.g., walls, windows, roofs).
10-Year Coverage – Structural Defects
- Coverage for major structural defects that impact the load-bearing portions of your home, such as foundation issues or framing failures.
Who Provides the Warranty?
The Warranty is provided by a third-party insurance provider, not the builder directly. However, only Licensed Residential Builders (like NRGTEK Construction) can offer homes covered under the 2-5-10 Warranty, which is administered by the Homeowner Protection Office (HPO), a branch of BC Housing.
Why It Matters
A strong warranty:
- Protects your investment.
- Gives you peace of mind.
- Holds builders accountable for quality construction.
- Adds resale value to your home.
Buying from a licensed and reputable builder like NRGTEK Construction ensures that your home is built to the highest standards—and that you’re fully protected if something goes wrong.
What Should You Do as a Homeowner?
- Keep Your Warranty Certificate: You’ll receive this from your builder or insurance provider at closing.
- Understand Coverage Periods: Know the timelines for filing claims and what’s included.
- Maintain Your Home: Some coverage may be void if proper maintenance isn’t performed.
- Report Issues Promptly: Don’t wait to notify your builder or insurer about defects. There are deadlines!
- Ask Questions: If something isn’t clear, reach out to your builder or insurance provider for clarification.
Final Thoughts
Construction warranties in BC offer strong protections—but only if you understand and use them. At NRGTEK Construction, we build every home with precision, integrity, and a commitment to lasting quality. Our clients are backed not only by the province’s top-tier warranty program but also by a team that stands behind its work.
Have questions about your home’s Warranty or thinking of building with us?
Contact NRGTEK Construction today—we’re here to help.
